In the spirit of full disclosure, this site contains affiliate links, which means that we may get a commission at no cost to you if you decide to purchase anything from suggested companies. I only recommend products that I use and love myself.

Disclosures

This policy is valid from 18 December 2013

This blog is a collaborative effort written by a group of individuals. If you have questions about it, please email [email protected].

This blog accepts cash advertising, sponsorship, paid insertions, or other forms of compensation. The compensation received will never influence this blog’s content, topics, or posts. All advertising is in the form of advertisements generated by a third-party ad network. Those advertisements will be identified as paid advertisements. The views and opinions expressed on this blog are purely those of the blog owners. If we claim or appear to be experts on a specific topic, product, or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer or provider. This blog does not contain any content which might present a conflict of interest.

A Personal Organizer Privacy Policy

Click to read our Privacy Policy.

Click to read our cookie policy.

A Personal Organizer Terms of Service (“Agreement”)

Please read these Terms and Conditions (“Terms,” “Terms and Conditions”) carefully before using the https://apersonalorganizer.com website (the “Service”) operated by A Personal Organizer (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Service.

You agree to be bound by these Terms by accessing or using the Service. If you disagree with any part of the terms, you do not have permission to access the Service.

Purchases

If you wish to purchase any product or service made available through the Service (“Purchase”), you may be asked to supply certain information relevant to your Purchase, including, without limitation, your credit card number, the expiration date of your credit card, your billing address, and your shipping information.

You represent and warrant that: (i) you have the legal right to use any credit card(s) or other payment method(s) in connection with any Purchase and that (ii) the information you supply to us is accurate, correct, and complete.

The service may employ third-party services to facilitate payment and the completion of Purchases. By submitting your information, you grant us the right to provide it to these third parties subject to our Privacy Policy.

We reserve the right to refuse or cancel your order at any time for reasons including but not limited to product or service availability, errors in the description or price of the product or service, errors in your order, or other reasons.

We reserve the right to refuse or cancel your order if fraud or an unauthorized or illegal transaction is suspected.

Availability, Errors, and Inaccuracies

We constantly update product and service offerings on the Service. We may experience delays in updating information on these and advertising on other websites. The information on product and service offerings may contain errors or inaccuracies and may not be complete or current. Product and service offerings may be mispriced, described inaccurately, or unavailable, and we cannot guarantee the accuracy or completeness of any information found on the Service.

Therefore, we reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice.

Contests, Sweepstakes, and Promotions

Any contests, sweepstakes, or other promotions (collectively, “Promotions”) made available through the Service may be governed by rules that are separate from these Terms and Conditions. If you participate in any Promotions, please review the applicable rules and our Privacy Policy. If the rules for a Promotion conflict with these Terms and Conditions, the Promotion rules will apply.

Accounts

When you create an account with us, you guarantee that you are above 18 and that the information you provide us is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may immediately terminate your account on the Service.

You are responsible for maintaining the confidentiality of your account and password, including but not limited to restricting access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password, whether your password is with our Service or a third-party service. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

You may not use the name of another person or entity as a username or that is not lawfully available for use, a name or trademark subject to any rights of another person or entity other than you without appropriate authorization. You may not use any offensive, vulgar, or obscene name as a username.

We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in our sole discretion.

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of A Personal Organizer and its licensors. The Service is protected by copyright, trademark, and other laws in both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of A Personal Organizer.

Our Service may contain links to third-party websites or services not owned or controlled by A Personal Organizer.

A Personal Organizer has no control over and assumes no responsibility for any third-party websites or services’ content, privacy policies, or practices. We do not warrant the offerings of any of these entities/individuals or their websites.

You acknowledge and agree that A Personal Organizer shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third party web sites or services.

We strongly advise you to read the Terms and Conditions and privacy policies of any third-party websites or services you visit.

Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

You may discontinue using the Service if you wish to terminate your account.

All provisions of the Terms that should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Indemnification

You agree to defend, indemnify, and hold harmless A Personal Organizer and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of a) your use and access of the Service, by you or any person using your account and password, or b) a breach of these Terms.

Limitation Of Liability

In no event shall A Personal Organizer, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

A Personal Organizer, its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure, or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components, or d) the results of using the Service will meet your requirements.

Exclusions

Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to you.

Governing Law

These Terms shall be governed and construed per Illinois, United States laws, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have had between us regarding the Service.

Changes

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days’ notice before any new terms take effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you disagree with the new terms, you can no longer use the Service.

Contact Us

If you have any questions about these Terms, please get in touch with us via email: [email protected]

Returns and Refunds Policy

Thank you for shopping at A Personal Organizer.

Please read this policy carefully. This is the Return and Refund Policy of A Personal Organizer.

Digital Products

A Personal Organizer Products’ Terms of Use

A Personal Organizer sells digital products and services; no physical item will be mailed to you. Due to the digital nature of these products, there are no refunds.

  • We don’t issue refunds for digital products.
  • Files are delivered in PDF or ZIP format and are a digital download. No physical product will be shipped to you.
  • All photos, designs, content, and writing in this listing are the property of Helena Alkhas, A Personal Organizer, LLC. © 2010-2025. Plagiarism is not welcome and will not be tolerated.
  • Your files are for your personal use only and may not be sold, copied, distributed, shared, or altered in any way. Do not share these files with anyone, including friends and family. They are solely for you as a paying customer.
  • You may not make use of other editing tools to modify the products. Pages are protected and cannot be edited, combined, or extracted for copyright protection.
  • Colors may shift from screen to print, depending on your printer.
  • Your purchased files will be available to download once payment is confirmed.
  • You can re-download the files you purchased in your account.

Contact Us

If you have any questions about our Returns and Refunds Policy, please get in touch with us:

[email protected]